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Affordable CPA Firm Serving Panama City Businesses
Get controller-level financial guidance and expert bookkeeping without the expensive hourly rates - flat monthly pricing you can count on.
Trusted Accounting for Panama City's Business Community
Serving Panama City from our Freeport location, we provide Panama City business owners with expert CPA services, bookkeeping, tax planning, and payroll support.
Panama City has emerged stronger and more resilient after Hurricane Michael, with business owners showing the determination and entrepreneurial spirit that define Bay County. Today’s business landscape includes construction companies rebuilding the community, restaurants and retail shops serving both residents and tourists, professional service firms supporting economic recovery, healthcare providers, contractors working on residential and commercial projects, and the diverse small businesses that make Panama City’s neighborhoods vibrant.
The area benefits from stunning Gulf Coast beaches, the economic impact of Tyndall Air Force Base, the port’s maritime industries, and a growing population drawn to affordable coastal living. But running a successful business in Panama City also brings real financial challenges—understanding construction accounting and job costing, managing seasonal tourism shifts, planning taxes strategically, and making informed decisions about growth and reinvestment.
Most Panama City small business owners didn’t start their companies to become accounting experts—they started because they’re great at building, serving customers, or providing the skills their community relies on. But as your business grows, the financial side demands more time and attention than most owners realistically have. Traditional CPA firms charge $185–$445 per hour with unpredictable billing, and inexpensive bookkeepers can create costly mistakes that show up at tax time.
What you really need is CPA-level expertise at pricing that actually makes sense for small businesses.
That’s what GoVirtualCPA delivers to Panama City businesses. We’re licensed CPAs who work exclusively with Florida Panhandle small businesses, located just 30–40 minutes away in Freeport. We provide comprehensive bookkeeping, strategic tax planning, compliance support, and business advisory services through customized monthly packages with transparent flat-rate pricing.
Using cloud-based tools like QuickBooks Online and Gusto, we serve Panama City clients virtually—giving you real-time financial access without needing in-office appointments. You work directly with Michael and Dawn every time—the same two CPAs with 40+ years of combined experience who genuinely know your business.
Our 99% retention rate since 2017 speaks for itself. We deliver consistent value through books structured for tax efficiency, planning that saves thousands, and guidance that helps you make confident decisions for your Panama City business.
Hear What Our Clients Say
Michael was so easy to work with during a stressful tax season! He is super professional, thorough, and efficient! He always answered all my questions and is super friendly! Would recommend to anyone needing a CPA!
Michael was very helpful and knowledgeable throughout the tax preparation process. He was able to file my taxes in a timely manner and walk me through each step so that I could understand. Highly recommend!
Dawn is a consummate professional. She does a great job helping us keep our books straight and is incredibly efficient with her time and our money. Thank you Dawn!
Jeff W.
Who We Are
At GoVirtualCPA, we believe great accounting is about more than numbers - it's about people, trust, and clarity. Since 2017, we've been helping small business owners simplify their finances, make confident decisions, and focus on what they do best. With over 25 years of accounting experience, we bring hands-on expertise in accounting, financial reporting, tax preparation, payroll, payables, and receivables. We take pride in "getting the job done right" - efficiently, accurately, and always with your business goals in mind.
Our Core Promise
At GoVirtualCPA, we believe in building lasting relationships with every client. You'll always know exactly who's working with your business - no call centers or handoffs. Our approach is personal, transparent, and focused on helping you stay organized and confident about your numbers.
We Care About our Clients
We're a family-run firm that treats every client's business like our own. We value relationships over transactions and go above and beyond to help your business grow and succeed. Whether you're just starting out or managing a growing company, we're here to make your accounting feel easy and stress-free - wherever you are.
Why GoVirtualCPA Works
Six Services. One Team. Your Partner in Success.
Bookkeeping
We keep your books accurate, organized, and up to date all year long - so you always know exactly where your business stands. Get real-time insight into cash flow and profitability with dependable, CPA-backed bookkeeping you can trust.
Accounting
From monthly reporting to big-picture planning, we handle the numbers that drive your success. Our experienced CPAs provide clear financial insights, helping you stay compliant, manage expenses, and make confident business decisions.
Compliance
We take the stress out of staying compliant. From tax filings to business registrations, we make sure everything is done accurately and on time so you can focus on running your business without worrying about penalties or missed deadlines.
Payroll
We manage your employee and contractor payment needs. Allowing us to handle payroll and the associated legal details reduces your overhead by removing the need to hire specialized payroll employees and it allows you to focus on growing your business.
Virtual Controller
Get the benefits of an in-house financial expert - without the overhead. Our virtual controller services provide advanced oversight, detailed reporting, and strategic financial guidance to help your business plan, budget, and grow with confidence.
Tax Prep and Filing
Tax season doesn't have to be a nightmare. We prepare and file your returns accurately, maximize deductions, and minimize tax liability through year-round strategic planning. No surprise bills, no last-minute panic - just taxes done right by CPAs.
Why Choose Us
Real accountants. Real relationships. Real results.
One Team: Unlike big firms that rotate staff every few months, you'll work directly with Michael and Dawn on every aspect of your accounting - no more re-explaining your business to strangers.
Affordable & Transparent Pricing: We offer flat monthly subscription rates at typically half the cost of large CPA firms.
No Surprise Billing: You'll know exactly what you're paying on the first of every month. We never proceed with extra work without your approval and a clear quote.
CPA-level expertise: CPAs undergo a comprehensive CPA exam, ensuring they possess a deep understanding of accounting principles, tax laws, and financial management.
Custom Pricing: We don't force you into one-size-fits-all packages. We listen to what you actually need and build a custom solution tailored to your specific business situation.
Get Started today, Call (850) 787-9135
Big Firms vs. GoVirtualCPA - The Real Difference
Big CPA firms charge $185-$445 per hour depending on who touches your file, and most don't offer monthly subscriptions. We provide flat monthly rates at typically half the cost of large firms. You'll know exactly what you're paying on the first of every month - no surprise billing, no hidden fees.
Most businesses hire a separate bookkeeper and CPA, which leads to miscommunication and extra fees for coordination. Some hire cheap bookkeepers without real accounting education, then pay their CPA a fortune at tax time to clean up the mess. We handle your bookkeeping, tax planning, and tax preparation all under one roof with seamless coordination, fewer errors, and consistent service from the same certified team.
Big firms lock you into long-term contracts. We don't. Our services are month-to-month because we prove our worth each and every month. Cancel with just 30 days notice. We carry professional liability and cyber insurance to keep you and your business protected, and we fully stand behind our work.
Large firms pass your business around between different staff members who change every few months. You're constantly re-explaining your situation to someone new. With GoVirtualCPA, you work directly with Michael and Dawn every single time. We build personal relationships and genuinely care about how your business is doing. You can pick up the phone and call us anytime - you'll always know who's working on your books.
GoVirtual Difference
Get Started today, Call (850) 787-9135
Areas We Serve
We offer virtual accounting solutions for small and mid-sized businesses. Our goal is to help business owners free up time so that the can focus on growing their business. We are affordable, experienced, and very hardworking. Book a consultation with us to get the help that you need.
Franklin
Brent Wood
Thompson Station
Spring Hill
Columbia
Professional CPA and Tax Preparation Services Near Me You Can Trust!
Business Address:
114 Arbor Ln, Santa Rosa Beach, FL 32459
Phone Number: (850) 787-9135
Business Hours:
Monday to Friday: 8:00 - 5:00 PM
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